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Richmond, VA | 65 Posts
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August
24

Home Inspections

A home inspection is an important step when you're buying or selling a home, so it pays to know what an inspection entails and exactly what kind of information it reveals.

Our REALTORS® explain the following points buyers and sellers need to know about home inspections for Richmond homes for sale.

Click Here to Read More...

December
16

Housewarming Party Etiquitte

One of the most joyful parts of the home buying process is just after closing when the pressure is finally off for everyone, and the homebuyer is ready to move in. Time to throw the housewarming party! If you're throwing this bash or you've been invited to one, there are certain rules of etiquette our REALTORS® want to share so you can have a blast without any faux pas.

Etiquette Tips For Homeowners

When you're planning your first housewarming party, you may not know where to begin. Good etiquette comes before you send out your first invitation. It all begins with when the party is scheduled. You may be impatient to have it as soon as possible, but it is important to make sure that your house is in good order before you plan. You shouldn't be living out of boxes or luggage when your guests show up at the front door. A housewarming party is a presentation, and you want to give yourself enough time to make a good impression.  

Other important points of etiquette include:

  • Invite new neighbors first to make a good first impression
  • Request that guests who are driving in RSVP to ensure sufficient parking spaces
  • Skip the gift registry and permit your guests to gift freely without pressure
  • Be prepared to provide snacks and refreshments in an easy-to-access area
  • Make sure there is enough well-prepared food for everyone during mealtimes
  • Be a personable host and greet each visitor in person, mingling with different groups throughout the event
  • Send thank-you notes for attendance, especially for any gifts that were received

Proper Etiquette For Guests

When it comes to etiquette slip-ups at a housewarming, it can be tougher on the guest than the host. It can be awkward visiting someone's home for the first time. Just remember these points of visitor's etiquette, and you should be fine.  

Click Here to Read More...

November
25

Time to Buy a Home

For most renters, owning a home is the eventual goal – it's just a matter of when to make the leap. Whether you've always wanted to own a home or you're simply growing tired of renting, there are plenty of signs to tell you that now is the time. Our REALTORS® are here to help you decide, with signs that you may be ready to buy a home.

  1. Do You Daydream of Your Own Home?
    Sometimes, the signs are straightforward. When you find yourself going online frequently to scout out Richmond homes for sale and dreaming, it's time to start thinking about turning that dream into reality. If you can already afford a monthly rent payment and your credit is in good shape, a mortgage may be more within reach than you expect.

  2. Family on the Way
    Whether you're transitioning from single to married life or expecting a child, sometimes life changes are the perfect motivation to move from renting to owning. Maybe you want additional space to accommodate a family or a place to settle down in a great school district. Either way, it may be time to buy.

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September
30

Multigenerational Home - Joyner Fine Properties

Multigenerational homes have become a popular option for buyers in recent years. When you're shopping for Richmond homes for sale, it's worth considering whether a multigenerational home is an option for your family. Of course, choosing the right multigenerational home is a huge key to keeping everyone happy. Our real estate agents put together a guide to help you decide whether a multigenerational home is right for your family.

  • Why More Families Are Considering Multigenerational Homes
    Multigenerational homes have exploded in popularity over the last decade, and the trend doesn't appear to be slowing down. Some families live under one roof to take care of older family members, while others do so for cultural reasons. The housing market crash caused many families to move in together. Also, multigenerational homes are popular for families with recent college graduates who are finding their way on the job market.

    Click Here to Read More...

May
17

Spring is here and that means many first-time buyers are looking to enter the market. Having the ability to get through that process with as little stress about the purchase as possible is critical in highly competitive markets.

With that in mind, here are five tips that should help first-timers better navigate the real estate sales process without a lot of stress, confusion or hiccups:

1) Work with a qualified real estate professional

First-time buyers in particular are always advised to work with a real estate agent on the process because it can be so complicated and time-consuming, even with professional help, according to The Balance. There are about a million things that can pop up in the course of the search for a home and, even after a deal is agreed upon, the sales process itself. As a result, having an agent you can call or text with questions or concerns as they develop is an absolute must.

2) Get pre-approved

When trying to buy a home, one of the most difficult things for first-time shoppers is finding a budget that works for them and their unique financial situations, and actually sticking to it. When shoppers fall in love with a particular home, it can be easy to bid aggressively and end up agreeing to a price they might not actually be able to afford.

This is one huge reason getting pre-approved for a mortgage is so important: A lender will let you know roughly how much credit they will extend to you, and that should serve as the ceiling for what you can bid. As an added bonus, borrowers will also be able to expedite the sales process itself if they are pre-approved.

3) Narrow the search

With the help of an agent and a budget in mind, first-timers will have a much easier time finding homes they're interested in and really focusing on which will be best for them based on their own needs. Honing in on specific features within a certain price range can help reduce the number of open houses they have to attend.

4) Look beyond the asking price

first-time home buyersIn addition to the expense of buying the house itself, first-timers would be wise to remember the other costs associated with homeownership, according to DaveRamsey.com. Adding in expenses like higher electric and heating bills, homeowners insurance and the cost of making the small home repairs that will likely add up significantly over the course of the year is a must when it comes to determining how much house you can truly afford.

5) This about more than just the house

Finally, it's also important to consider future plans. If first-time buyers think they will be looking to trade up for a bigger house in the next five years, that's something to discuss with an agent. The same is true of local amenities, the quality of school districts for those with kids and so on, because all of this will not only affect the price of the house, but also the quality of life for first-time buyers.

Brought to you by HMS Home Warranty. HMS is an industry leader with over 30 years of creating success for clients and providing peace of mind for customers. To learn more click www.hmsnational.com

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