Posts with tag 'Home-buying tips'

One of the most joyful parts of the home buying process is just after closing when the pressure is finally off for everyone, and the homebuyer is ready to move in. Time to throw the housewarming party! If you're throwing this bash or you've been invited to one, there are certain rules of etiquette our REALTORS® want to share so you can have a blast without any faux pas.

Etiquette Tips For Homeowners

When you're planning your first housewarming party, you may not know where to begin. Good etiquette comes before you send out your first invitation. It all begins with when the party is scheduled. You may be impatient to have it as soon as possible, but it is important to make sure that your house is in good order before you plan. You shouldn't be living out of boxes or luggage when your guests show up at the front door. A housewarming party is a presentation, and you want to give yourself enough time to make a good impression.  

Other important points of etiquette include:

• Invite new neighbors first to make a good first impression
• Request that guests who are driving in RSVP to ensure sufficient parking spaces
• Skip the gift registry and permit your guests to gift freely without pressure
• Be prepared to provide snacks and refreshments in an easy-to-access area
• Make sure there is enough well-prepared food for everyone during mealtimes
• Be a personable host and greet each visitor in person, mingling with different groups throughout the event
• Send thank-you notes for attendance, especially for any gifts that were received

Proper Etiquette For Guests

When it comes to etiquette slip-ups at a housewarming, it can be tougher on the guest than the host. It can be awkward visiting someone's home for the first time. Just remember these points of visitor's etiquette, and you should be fine.  

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For most renters, owning a home is the eventual goal – it's just a matter of when to make the leap. Whether you've always wanted to own a home or you're simply growing tired of renting, there are plenty of signs to tell you that now is the time. Our REALTORS® are here to help you decide, with signs that you may be ready to buy a home.

1. Do You Daydream of Your Own Home?
   Sometimes, the signs are straightforward. When you find yourself going online frequently to scout out Richmond homes for sale and dreaming, it's time to start thinking about turning that dream into reality. If you can already afford a monthly rent payment and your credit is in good shape, a mortgage may be more within reach than you expect.

2. Family on the Way
   Whether you're transitioning from single to married life or expecting a child, sometimes life changes are the perfect motivation to move from renting to owning. Maybe you want additional space to accommodate a family or a place to settle down in a great school district. Either way, it may be time to buy.

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After days, weeks, or even months of browsing Richmond homes for sale, you've found the perfect house for you. Research and diligence have placed you in the best position to take the next steps — submitting an offer.

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Moving to a new city is an exciting experience, but that doesn't mean you'll instantly feel at home. It's only natural to have an adjustment period after moving to a new town. Getting to know your new city can be a fun, exciting process, and there are plenty of little things you can do to make your new town feel like home along the way. Our real estate agents understand what it's like to move to a new community, and we've got tips for how to make a new town feel like home.

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Buying a house should never be entered into lightly, and often many potential buyers may not realize just how much work it actually takes or the process involved. Doing as much research as possible can help determine exactly what is needed and required, to put a buyer in the best possible position to make a purchase.

Here are ten (10) great ways to help you identify the point at which making a home purchase becomes feasible for you:

1) Little to no credit card debt

When you're trying to get a mortgage, perhaps the most important aspect of doing so is getting your credit card debt reduced as close to zero as possible, according to Money Under 30. That's true for two reasons. First, the size of your credit card balances relative to your limits makes up a significant portion of your credit score. Second, lenders look at debt-to-inc...

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