Posts with tag 'Home-buying tips'
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23
How to Draft a Personalized Offer Letter
After days, weeks, or even months of browsing Richmond homes for sale, you've found the perfect house for you. Research and diligence have placed you in the best position to take the next steps — submitting an offer.
16
How to Make a New Town Feel Like Home
Moving to a new city is an exciting experience, but that doesn't mean you'll instantly feel at home. It's only natural to have an adjustment period after moving to a new town. Getting to know your new city can be a fun, exciting process, and there are plenty of little things you can do to make your new town feel like home along the way. Our real estate agents understand what it's like to move to a new community, and we've got tips for how to make a new town feel like home.
30
How to know if you're ready to buy a house
Buying a house should never be entered into lightly, and often many potential buyers may not realize just how much work it actually takes or the process involved. Doing as much research as possible can help determine exactly what is needed and required, to put a buyer in the best possible position to make a purchase.
Here are ten (10) great ways to help you identify the point at which making a home purchase becomes feasible for you:
1) Little to no credit card debt
When you're trying to get a mortgage, perhaps the most important aspect of doing so is getting your credit card debt reduced as close to zero as possible, according to Money Under 30. That's true for two reasons. First, the size of your credit card balances relative to your limits makes up a significant portion of your credit score. Second, lenders look at debt-to-inc...
25
Married and House Hunting: Buying a House That Works for You Both
If you and your spouse have started researching Richmond homes for sale, you might have noticed that you have different tastes. Whether it's the size, location, or style of home, there's a good chance that you'll need to compromise on some things. Since your home is one of the single largest investments you'll ever make, it's important to make sure you'll both be happy in the long run.
Getting on the same page before you start home shopping will save you a lot of headaches. The last thing you want is to end up in a stalemate that causes you to miss out on a great buying opportunity, or, even worse, make a purchase that you later end up regretting.
Our REALTORS® have plenty of experience in working with couples to help them find a home that's perfect for both of them. Here are some of their best tips to help you get started.
- Make Separate "Must Have" Lists
One of the best ways to come to a compromise is to figure out which things you and your spouse agree on. To do this, each of you should make a list of 10 things that are "must-have" features, and 10 "wish list" items. It's best if you make these lists completely separately and compare them only when you're done.
Once you've come up with at least a few items that you have in common, you can use this is a basis to start narrowing down your options. When you come across a home that has at least some of the features you both want, you'll find that compromising on other points gets much easier.