Posts with tag 'Buy a Home'

You've found your dream home, your offer was accepted, and now you're anxiously awaiting your closing date. 

While it might seem like the hard part is over, there is one more thing you need to take care of before you sign your closing paperwork: your final walk-through. It is your last chance to make sure the home is exactly as it should be before it becomes yours. This is not something you should take lightly. 

During your walk-through, you'll want to make sure that all repairs are complete and that nothing has changed since the last time you saw the home. To help make sure you don't forget anything important, our REALTORS® have created the following final walk-through checklist. Let's get started! 

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Buying a house should never be entered into lightly, and often many potential buyers may not realize just how much work it actually takes or the process involved. Doing as much research as possible can help determine exactly what is needed and required, to put a buyer in the best possible position to make a purchase.

Here are ten (10) great ways to help you identify the point at which making a home purchase becomes feasible for you:

1) Little to no credit card debt

When you're trying to get a mortgage, perhaps the most important aspect of doing so is getting your credit card debt reduced as close to zero as possible, according to Money Under 30. That's true for two reasons. First, the size of your credit card balances relative to your limits makes up a significant portion of your credit score. Second, lenders look at debt-to-inc...

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Spring is here and that means many first-time buyers are looking to enter the market. Having the ability to get through that process with as little stress about the purchase as possible is critical in highly competitive markets.

With that in mind, here are five tips that should help first-timers better navigate the real estate sales process without a lot of stress, confusion or hiccups:

1) Work with a qualified real estate professional

First-time buyers in particular are always advised to work with a real estate agent on the process because it can be so complicated and time-consuming, even with professional help, according to The Balance. There are about a million things that can pop up in the course of the search for a home and, even after a deal is agreed upon, the sales process itself. As a result, having an agent you can call o...

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If you and your spouse have started researching Richmond homes for sale, you might have noticed that you have different tastes. Whether it's the size, location, or style of home, there's a good chance that you'll need to compromise on some things. Since your home is one of the single largest investments you'll ever make, it's important to make sure you'll both be happy in the long run.

Getting on the same page before you start home shopping will save you a lot of headaches. The last thing you want is to end up in a stalemate that causes you to miss out on a great buying opportunity, or, even worse, make a purchase that you later end up regretting.

Our REALTORS® have plenty of experience in working with couples to help them find a home that's perfect for both of them. Here are some of their best tips to help you get started.

• Make Separate "Must Have" Lists
  One of the best ways to come to a compromise is to figure out which things you and your spouse agree on. To do this, each of you should make a list of 10 things that are "must-have" features, and 10 "wish list" items. It's best if you make these lists completely separately and compare them only when you're done. 
  
  Once you've come up with at least a few items that you have in common, you can use this is a basis to start narrowing down your options. When you come across a home that has at least some of the features you both want, you'll find that compromising on other points gets much easier.

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